Most businesses that run into trouble don’t fail because a bad idea got tested and lost. They fail because the cash ran …
Financial Forecasting Services for UK Businesses
Most businesses don’t fail because the idea was wrong. They fail because the cash ran out before the plan caught up. A forecast closes that gap, so you act early instead of reacting late.
Our accountants build forecasts that hold up in the rooms that matter: in front of a bank, an investor, or your own board. We work with startups chasing a first round, SMEs planning the next stage of growth, and established companies that need to see round the corner. Whatever stage you are at, you get a model grounded in your real numbers, not a template with your logo on it.
- Trusted by UK startups & SMEs ACCA · ICAEW · CTA qualified
Why forecasting matters
Why Choose IBISS & CO for Your Financial Forecasts?
A forecast tells you what your revenue, costs and cash position will look like over the months ahead. It earns its keep in three concrete ways.
It Wins Funding
Lenders and investors don't back optimism they back evidence. A clear forecast shows how the money turns into returns, and when. Turn up with a weak model and you usually walk out without the cheque.
Keeps You Solvent
Profit and cash are not the same thing and the difference is where most small businesses get caught out. A cash flow forecast shows the squeeze points before they arrive, while you still have options.
It sharpens decisions
When you can see the financial outcome of hiring two people, opening a second site, or dropping a product line, you stop guessing. You commit to the moves that pay off and park the ones that do not.
Our services
Our Complete Forecasting Services
A model grounded in your real numbers not a template with your logo on it. Built across one connected model.
Profit & Loss Forecasts
Read your profitability month by month, not just at year end whether pricing works, where margin leaks, and how much headroom you have to invest.
Balance Sheet Projections
We forecast assets, liabilities and equity to give the full picture lenders ask for where the business will stand, not just what it earns.
Scenario & What If Modelling
Best, worst and most-likely versions, stress-tested against what actually moves your numbers a slow quarter, a supplier price rise, a delayed contract. See the range before you bet on one.
Budgeting
A budget turns the forecast into a working target. We set realistic budgets, track spend, and flag where you're over or under. so the money drives growth.
Cash Flow Forecasting
Cash flow is the number that keeps founders awake. We map every pound coming in and going out across the period you need, weekly when things are tight, monthly or quarterly once you are steady. You see exactly when balances dip, how long the dip lasts, and what fixes it. No surprises on payday.
Need a business plan lenders take seriously?
A forecast carries more weight inside a strong plan. We write the plan and build the numbers together tailored business plans, market & competitor research, and investor-ready executive summaries. So the story and the spreadsheet say the same thing.
Understanding the basics
What a Financial Forecast Actually Is
Forecast vs Projection
A forecast is your most likely outcome based on current trends and known information. A projection models a hypothetical. What happens if you double marketing spend or open a second branch. Most funding applications need both.
How Far Ahead It Should Go
Most lenders and investors expect three years. Many businesses also keep a rolling twelve-month cash flow forecast that they update monthly for day to day decisions and early warnings.
A forecast uses your past performance, current figures and realistic assumptions to show where the business is heading usually one to three years out.
Who we work with
Whatever Stage You're At
Startups chasing a first round, SMEs planning growth, and established companies that need to see round the corner.
01 . STARTUPS
Raising Your First Round
You need a forecast an investor believes and a plan that backs it. We turn your idea and your assumptions into a model that shows the path to profitability.
02 · SMEs
Planning Growth
Scaling stretches cash before it rewards you. We forecast the growth so you can fund it, staff it and control it without running dry halfway.
03 · ESTABLISHED
Managing Complexity
Weighing expansion, a new market, or a contraction? We model the financial impact so the board decides on evidence rather than instinct.
Who we work with
How We Build Your Forecast
A tight, five-step process. So you are not buried in meetings.
Step 01
Discovery Call
We learn your goals, your stage and what the forecast is for funding, a bank facility or internal planning.
STEP 02
Data Gathering
We pull together your historic accounts, current management figures and the assumptions only you can give us.
STEP 03
Modelling
We build P&L, cash flow and balance sheet projections in a single connected model.
STEP 04
Scenario Testing
We run the model against the risks specific to your business and show you the range of outcomes.
STEP 05
Delivery & Review
We walk you through the numbers in plain English, then revisit and update as your business moves.
Pricing
Priced by the Work Not by a Meter
We agree the fee before we start, so you’re never surprised by an invoice.
Standalone Forecast
A connected forecast built from your real numbers clarity on cash and profitability.
£
700
-
Cash flow, P&L & balance sheet
-
Best / worst / likely scenarios
-
Plain-English walkthrough
Forecast + Business Plan
The full funding package a model and a plan that say the same thing.
£
1200
-
Everything in a standalone forecast
-
Tailored plan & market research
-
Investor-ready executive summary
Not Sure Which You Need?
A standalone forecast costs less than a full package. Tell us what you need and we'll scope a fixed fee against it. No surprises, no meter.
FAQs
Commonly Asked Questions
Still unsure? A 15-minute call clears most of it up.
What is a financial forecast?
An estimate of your business’s future revenue, expenses and cash flow over a set period, usually one to three years. It uses your past performance, current figures and realistic assumptions to show where the business is heading.
What's the difference between a forecast and a projection?
A forecast is your most likely outcome based on current trends. A projection models a hypothetical, such as doubling marketing spend or opening a second branch. Most funding applications need both.
How far ahead should a forecast go?
Most lenders and investors expect three years. Many businesses also keep a rolling twelve-month cash flow forecast that they update monthly for day-to-day decisions.
What do you need from me to build one?
Your historic accounts where they exist, your latest management figures, and your assumptions about the period ahead expected sales, planned hires and any major spend. We guide you through each input.
How long does a forecast take to prepare?
A straightforward forecast usually takes a few working days once we have your figures. A full forecast and business plan for a funding round takes longer, and we agree the timeline on the discovery call.
How much do financial forecasting services cost?
Cost depends on the complexity of your business and whether you need a forecast alone or with a full business plan. We give you a fixed quote up front. Get in touch for a figure scoped to your needs.
Will a forecast help me raise funding?
Yes. A clear, evidenced forecast is one of the first things a lender or investor asks for. It shows them the business can repay or return their money often the difference between a yes and a no.
IBISS Offices Location
Get in touch
Book Your Forecasting Consultation
Stop running the business on a hunch about the cash. Book a free 15-minute discovery call and we’ll build you a model you can take to the bank.
Confused Where To Start?
Schedule a Free 15-minute discovery call by providing your contact details, mentioning your requirements, and selecting a convenient date for the call.
How our discovery call works:
- Complete Our Contact Form
- Discovery Calls Scheduled
- Receive a Tailored Proposal
Reviews
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IQBAL ZAFAR
I have been IBISS & CO client for past 7 years. Their team is professional and proactive who assist me in filing my overseas and UK tax disclosure.
Ahmed Hussain
I’ve used them for the past few years now and I am very satisfied with their services. The staff are very amicable as well. Definitely recommend them.
Stephen Hudson
The response of IBISS and Co to my tax problem was rapid and professional. The advisor understood the problem and recommended
Andrea Callegari
Excellent service! Provided a clear explanation to my matter in a timely manner. Very helpful and polite. Highly recommend.
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John Mitchell
“IBISS & CO provided exceptional financial guidance. Their expertise and personalized approach helped streamline our investment strategy. Highly recommend for anyone seeking top-tier financial services.”
Sarah Thompson
Working with IBISS & CO was a game-changer for our business. Their insightful advice and thorough analysis led to significant financial growth. Outstanding service!
Michael Reynolds
IBISS & CO exceeded expectations with their professional and strategic approach. They understood our needs and delivered results beyond our expectations. A reliable partner in finance.”
Emily Carter
“IBISS & CO’s financial planning transformed our portfolio. Their team’s dedication and deep market knowledge ensured we made the best decisions. A trusted partner for financial success.”
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Ashton Mills
IBISS & CO provided outstanding service, handling our project with precision and care. Their expertise made a significant difference, ensuring we achieved our goals efficiently.”
Lily Parker
Partnering with IBISS & CO was a game-changer. Their dedication to excellence and proactive approach led to exceptional outcomes. Highly recommend them for any business endeavor.”
James Turner
IBISS & CO exceeded expectations. Their professional team delivered top-notch results, staying committed to our needs throughout. A trusted partner in every sense.”
Sophia Grant
Working with IBISS & CO was a pleasure. Their focus on client satisfaction and detail-oriented service ensured our project’s success. They’re a reliable and highly skilled team.”
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Sarah J
BISS & CO exceeded our expectations with their professionalism and expertise. Our project was delivered on time and flawlessly executed.
Mike L
Outstanding service! BISS & CO’s attention to detail and client-focused approach made all the difference
Jessica M
Working with BISS & CO was a breeze. Their team is knowledgeable, responsive, and truly cares about client satisfaction.
David P
BISS & CO delivered exceptional results on our project. Highly recommend their services for anyone seeking quality and reliability.
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