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Investment Companies & Property Income
Accountants For Investment Companies
In today’s ever-changing tax environment, managing property income through investment companies has become increasingly complex. Struggling to navigate UK property income tax rules? We help property investment companies in London and across the UK keep more of their rental income through smart, strategic tax planning.
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Investment Companies & Property Income
Non-Doms and Non-Residents
Stamp Duty Land Tax (SDLT)
Lost in UK Property Tax Maze?
Confused by HMRC’s tax rules for rental income?
Unsure how to reduce tax on property income in the UK?
Need advice on build-to-rent or student housing investments?
Worried about changing laws in London vs other parts of England?
You’re not alone. Many of our clients felt the same before working with us.
Your Property Tax Experts
We provide specialist support to:
UK property income investment firms
Real estate investment companies offering passive income UK-wide
Support with UK REITs vs private property income companies decisions
Whether you need tax structuring, compliance support or long-term strategic planning, we’ve got you covered.
Tax Landscape is Shifting Fast
Today’s property tax rules won’t be the same tomorrow. Investors across the UK are preparing for changes, and so should you. We help clients stay ahead with guidance on:
UK property income investment 2025 trends
Mortgage Interest & Wear & Tear Allowance Changes
Post-Brexit property tax changes
Property income vs capital gains strategies
Top London zones with highest rental yields
Now is the time to futureproof your property investment strategy.
Property Income Investment Services
Rental income tax planning and compliance
Portfolio structuring for investment efficiency
Capital Gains Tax, VAT and REIT support
Support for new and experienced investors alike
We simplify the process of how to invest in UK rental property income and help you take advantage of every opportunity.
Next Step:
If you are ready to explore how IBISS & CO can support your property business or investments. Reach out to one of our property specialists at your nearest location or fill out our contact form for more information. We’re here to provide expert guidance tailored to your property accounting needs
Should You
Set Up an Investment Company?
Selecting the right firm to help go through a tax investigation is important since it can be a rigorous process with severe implications. IBISS & CO stands out as a trusted partner in managing tax investigations for several reasons:
Advantages of Property
Income via Investment Companies
In response to the changes, many landlords took hasty steps to set up a limited company to manage their rental income. Indeed, according to Countrywide, a fifth of rental properties are now owned by a corporation – the highest number since 2010 (which is when records began).
On the surface, it’s easy to see why this manoeuvre is attractive: the recent reforms are aimed at landlords paying tax on an individual basis, meaning that those operating via a company are exempt. Property income generated through a company is subject to the corporation tax rate; which, at 19 , is a much more attractive figure than the 40+ levied on higher-rate taxpayers. Mortgage interest is also considered a business expense and can be deducted from the company’s property income tax bill.
Challenges of Setting Up an
Investment Company for Property Income
The process of setting up a company is not easy, however and not every landlord is eligible to do so. Moreover, the complex rules governing property held within a company mean that different forms of tax are payable and fewer reliefs are available, which could lead to corporate landlords paying more tax – not less.
How We Can Help: Expert Property Tax Advice
Whilst the new charges can be avoided by setting up a company, there are various implications and potential pitfalls. Fortunately, IBISS & CO are experts in all forms of property taxation and accountancy; and, with expert accountants and certified tax specialists on hand to provide recommendations, we can devise a strategy that will best suit you and your business interests –and avoid the kinds of mistakes that could lead to unexpected tax charges.
Flagging up the Risks
Trading vs. Investment Companies
Close Investment Holding Companies (CIHC)
The confusion that exists between a trading firm and an investment company sometimes results in expensive errors for landlords. A company is classed as a Close Investment Holding Company (CIHC) unless it exists to:
Operating commercially as a business (i.e., carrying out a trade).
Making investments in land or estates.
Letting out properties or land. The exceptions to this are if the property will be let to individuals that are closely connected with the company (such as an employee or a relative of an employee).
As such, whilst a company that was formed with the purpose of letting a property to an unconnected party would not be classed as a CIHC, it is common for landlords to hold properties within a company that are then let to a separate trading company also owned by themselves – and this would mean falling within the CIHC rules, which could have major implications for property income businesses.
Considerations for Investment
Companies Managing Property Income
Communication during tax investigations should be as clear as possible because a tax investigation can be stressful. You are also informed throughout the various investigation processes. We are always ready to address any questions regarding your case and to report on the processes happening in the case you assigned to us. This sort of communication relieves stress and always gives you the power.
Investment companies are presently subject to taxation at 19% and double taxation on disposal (corporation tax on gains and dividends tax on withdrawals from the company).
If you own the relevant properties prior to forming the company, you will need to ‘sell’ these to the new corporation – potentially incurring capital gains charges.
CGT reliefs (gift relief, roll-over relief, and entrepreneur relief) and business property relief (BPR) reliefs for inheritance tax are not available.
Finally, there are additional expenses, accountancy regulations and logistical pressures associated with running a company – not least the paperwork, which is more numerous and complex.
This is not to say that setting up a company is not the correct move for certain individuals; indeed, it may be a valuable move as part of a longer-term tax strategy. However the complexities surrounding investment & trading companies means that it is crucial to seek expert advice before committing to a course of action.
When it comes to property income there is no one size fits all approach. IBISS & CO expert team treat every client with individual care and attention utilising our accountancy expertise to formulate a bespoke approach that will mitigate tax liabilities and maximise profits. Contact an IBISS & CO certified tax specialist today to learn more about how we can help your business succeed.
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How our discovery call works:
- Complete Our Contact Form
- Discovery Calls Scheduled
- Receive a Tailored Proposal
We Help Our Clients
Sole Trader
HMRC Self employed registration
Self Assessment submission
Unlimited accountancy support
Dedicated client management
from £30 +VAT (Per Month)
Ltd Company
All your accountancy questions answered
Statutory Year End accounts
Corporation Tax filing
Phone and email support
from £70 +VAT (Per Month)
Tax Advice
Income Tax Planning
Overseas Workday relief
Effective Tax planning for property landlords
Capital Gain Tax Mitigation
from £150 +VAT (Per Hour)
Growing Business
Self Assessment
MTD VAT Submissions
Annual Accountancy Health check
Our speediest support & service
from £150 +VAT (Per Month)
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IQBAL ZAFAR
I have been IBISS & CO client for past 7 years. Their team is professional and proactive who assist me in filing my overseas and UK tax disclosure.
Ahmed Hussain
I’ve used them for the past few years now and I am very satisfied with their services. The staff are very amicable as well. Definitely recommend them.
Stephen Hudson
The response of IBISS and Co to my tax problem was rapid and professional. The advisor understood the problem and recommended
Andrea Callegari
Excellent service! Provided a clear explanation to my matter in a timely manner. Very helpful and polite. Highly recommend.
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John Mitchell
“IBISS & CO provided exceptional financial guidance. Their expertise and personalized approach helped streamline our investment strategy. Highly recommend for anyone seeking top-tier financial services.”
Sarah Thompson
Working with IBISS & CO was a game-changer for our business. Their insightful advice and thorough analysis led to significant financial growth. Outstanding service!
Michael Reynolds
IBISS & CO exceeded expectations with their professional and strategic approach. They understood our needs and delivered results beyond our expectations. A reliable partner in finance.”
Emily Carter
“IBISS & CO’s financial planning transformed our portfolio. Their team’s dedication and deep market knowledge ensured we made the best decisions. A trusted partner for financial success.”
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Ashton Mills
IBISS & CO provided outstanding service, handling our project with precision and care. Their expertise made a significant difference, ensuring we achieved our goals efficiently.”
Lily Parker
Partnering with IBISS & CO was a game-changer. Their dedication to excellence and proactive approach led to exceptional outcomes. Highly recommend them for any business endeavor.”
James Turner
IBISS & CO exceeded expectations. Their professional team delivered top-notch results, staying committed to our needs throughout. A trusted partner in every sense.”
Sophia Grant
Working with IBISS & CO was a pleasure. Their focus on client satisfaction and detail-oriented service ensured our project’s success. They’re a reliable and highly skilled team.”
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Sarah J
BISS & CO exceeded our expectations with their professionalism and expertise. Our project was delivered on time and flawlessly executed.
Mike L
Outstanding service! BISS & CO’s attention to detail and client-focused approach made all the difference
Jessica M
Working with BISS & CO was a breeze. Their team is knowledgeable, responsive, and truly cares about client satisfaction.
David P
BISS & CO delivered exceptional results on our project. Highly recommend their services for anyone seeking quality and reliability.
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